Payout & Tax Info

Creators must complete required identity, payout account, policy, and tax documentation before payout eligibility is enabled.

Payouts may pause for incomplete verification, policy review, disputes, refunds, payout method changes, or operator review.

Launch payouts are ACH-only, monthly, subject to a $25 minimum, and require manual admin approval.

Eligible creator earnings are subject to a 14-day hold after the earning event before they can become available for payout review.

Payout timing can vary based on provider processing, bank holidays, verification status, and dispute review.

Creators are responsible for providing accurate tax and payout information and for understanding their own tax obligations.

CogniPal may request updated documentation, withhold payout review, or report payout information where required by law or payment-provider rules.

Creator earnings are separate from user wallet balance. Wallet balance is not withdrawable and cannot be converted into creator payout funds.